Do the home improvement project you've always wanted
and increase the value of your home with the Home Improvement Partnership
Program.
If you are an Overland Park resident, you may be eligible to enhance your home and maintain your neighborhood's beauty and quality. Apply today for a special low interest loan through the Home Improvement Partnership Program.
The Home Improvement Partnership Program makes below market rate loans available to Overland Park residents who own and occupy either a one or two-unit family dwelling.
Program year: July 1, 2007 to June 30, 2008
Income guidelines apply. Please consult Valley View State Bank for more information.
| Note Term and Rate* | |
|---|---|
| 36 months | 3.65% APR |
| 48 months | 4.50% APR |
| 60 months | 5.25% APR |
*All fees are waived.
Loan range:
The minimum loan amount is $1,000 per loan; $15,000 maximum. The city has committed approximately $50,000 to offset a portion of the interest on loans.
Improvements that qualify:
- Painting
- Siding
- Fence repair or replacement*
- Deck repair or replacement*
- Screened porch repair or replacement*
- Replacement of garage doors
- Replacement of windows
- Roofing
- Driveway*
- Sidewalk
- Shutters and awnings
- Gutters
- Landscaping
- Retaining walls*
- Repair or replacement of existing detached structures*
*Some improvements may require a permit from the city. For permit information, call 913/895-6205, or stop by the Building Safety Division, second floor of City Hall, 8500 Santa Fe Drive.
Application Process:
Loan applications are available at several Valley View State Bank locations. Pre-approval or denial is determined by loan officials within 24 hours. After the loan is approved by Valley View State Bank, call Caren Knight, 895-6221, or Florence Erickson, 895-6212, of the Planning and Development Services Department for the city guidelines. Some improvements may require a permit. You must have a current picture of the project area to be improved, contractor´s cost estimate or written list of improvements and costs, and any required permits.
| Valley View State Bank Locations: | |
|---|---|
| 7500 W. 95th St. Overland Park, KS 66212 |
8550 College Boulevard Overland Park, KS 66210 |
| 10300 Mastin Overland Park, KS 66212 |
151st and Hardy Overland Park, KS 66223 |
Branch Hours:
9 a.m. - 5 p.m., Monday-Friday
9 a.m. - noon, Saturday
Phone number: 913/381-3311
Special loan rates are limited and available on a first-come, first-serve basis.