If your home is ever substantially damaged, you would be required to elevate it when rebuilding. This applies to damage from all causes, not just flooding. You also would have to elevate the home before making any substantial improvements (additions, remodeling, etc).

Substantial in both cases means work that would cost more than 50 percent of the home's market value just prior to the damage or improvement. These restrictions are required by the federal government. Contact us directly for details.

You also are prohibited from placing fill on any part of your property that is in the floodplain, unless you have a permit. Any fill placed must conform to city, state and federal limitations.