Retiree Health & Dental Insurance
The city provides comprehensive medical and dental insurance for retirees based on their years of service. Coverage goes into effect the first day of the month following their retirement.
These rates are effective Jan. 1 through Dec. 31, 2012.
Non-Tobacco Users
Low Deductible PPO
| Years of Service | % of Subsidy | Dollar Subsidy | Retiree | Retiree +
Spouse | Retiree +
Children | Family |
| 10 |
25% |
$112.50 |
$337.50 |
$832.50 |
$742.50 |
$1,192.50 |
| 11 |
26% |
$117.00 |
$333.00 |
$828.00 |
$738.00 |
$1,188.00 |
| 12 |
27% |
$121.50 |
$328.50 |
$823.50 |
$733.50 |
$1,183.50 |
| 13 |
28% |
$126.00 |
$324.00 |
$819.00 |
$729.00 |
$1,179.00 |
| 14 |
29% |
$130.50 |
$319.50 |
$814.50 |
$724.50 |
$1,174.50 |
| 15 |
30% |
$135.00 |
$315.00 |
$810.00 |
$720.00 |
$1,170.00 |
| 16 |
32% |
$144.00 |
$306.00 |
$801.00 |
$711.00 |
$1,161.00 |
| 17 |
34% |
$153.00 |
$297.00 |
$792.00 |
$702.00 |
$1,152.00 |
| 18 |
36% |
$162.00 |
$288.00 |
$783.00 |
$693.00 |
$1,143.00 |
| 19 |
38% |
$171.00 |
$279.00 |
$774.00 |
$684.00 |
$1,134.00 |
| 20 |
40% |
$180.00 |
$270.00 |
$765.00 |
$675.00 |
$1,125.00 |
| 21 |
42% |
$189.00 |
$261.00 |
$756.00 |
$666.00 |
$1,116.00 |
| 22 |
44% |
$198.00 |
$252.00 |
$747.00 |
$657.00 |
$1,107.00 |
| 23 |
46% |
$207.00 |
$243.00 |
$738.00 |
$648.00 |
$1,098.00 |
| 24 |
48% |
$216.00 |
$234.00 |
$729.00 |
$639.00 |
$1,089.00 |
| 25+ |
50% |
$225.00 |
$225.00 |
$720.00 |
$630.00 |
$1,080.00 |
High Deductible PPO/HRA (Heath Reimbursement Account)
| Years of Service | % of Subsidy | Dollar Subsidy | Retiree | Retiree +
Spouse | Retiree +
Children | Family |
| 10 |
25% |
$112.50 |
$332.50 |
$822.50 |
$733.50 |
$1,178.50 |
| 11 |
26% |
$117.00 |
$328.00 |
$818.00 |
$729.00 |
$1,174.00 |
| 12 |
27% |
$121.50 |
$323.50 |
$813.50 |
$724.50 |
$1,169.50 |
| 13 |
28% |
$126.00 |
$319.00 |
$809.00 |
$720.00 |
$1,165.00 |
| 14 |
29% |
$130.50 |
$314.50 |
$804.50 |
$715.50 |
$1,160.50 |
| 15 |
30% |
$135.00 |
$310.00 |
$800.00 |
$711.00 |
$1,156.00 |
| 16 |
32% |
$144.00 |
$301.00 |
$791.00 |
$702.00 |
$1,147.00 |
| 17 |
34% |
$153.00 |
$292.00 |
$782.00 |
$693.00 |
$1,138.00 |
| 18 |
36% |
$162.00 |
$283.00 |
$773.00 |
$684.00 |
$1,129.00 |
| 19 |
38% |
$171.00 |
$274.00 |
$764.00 |
$675.00 |
$1,120.00 |
| 20 |
40% |
$180.00 |
$265.00 |
$755.00 |
$666.00 |
$1,111.00 |
| 21 |
42% |
$189.00 |
$256.00 |
$746.00 |
$657.00 |
$1,102.00 |
| 22 |
44% |
$198.00 |
$247.00 |
$737.00 |
$648.00 |
$1,093.00 |
| 23 |
46% |
$207.00 |
$238.00 |
$728.00 |
$639.00 |
$1,084.00 |
| 24 |
48% |
$216.00 |
$229.00 |
$719.00 |
$630.00 |
$1,075.00 |
| 25+ |
50% |
$225.00 |
$220.00 |
$710.00 |
$621.00 |
$1,066.00 |
Tobacco Users
Low Deductible PPO
| Years of Service | % of Subsidy | Dollar Subsidy | Retiree | Retiree +
Spouse | Retiree +
Children | Family |
| 10 |
16% |
$72.00 |
$378.00 |
$873.00 |
$783.00 |
$1,233.00 |
| 11 |
17% |
$76.50 |
$373.50 |
$868.50 |
$778.50 |
$1,228.50 |
| 12 |
18% |
$81.00 |
$369.00 |
$864.00 |
$774.00 |
$1,224.00 |
| 13 |
19% |
$85.50 |
$364.50 |
$859.50 |
$769.50 |
$1,219.50 |
| 14 |
20% |
$90.00 |
$360.00 |
$855.00 |
$765.00 |
$1,215.00 |
| 15 |
21% |
$94.50 |
$355.50 |
$850.50 |
$760.50 |
$1,210.50 |
| 16 |
23% |
$103.50 |
$346.50 |
$841.50 |
$751.50 |
$1,201.50 |
| 17 |
25% |
$112.50 |
$337.50 |
$832.50 |
$742.50 |
$1,192.50 |
| 18 |
27% |
$121.50 |
$328.50 |
$823.50 |
$733.50 |
$1,183.50 |
| 19 |
29% |
$130.50 |
$319.50 |
$814.50 |
$724.50 |
$1,174.50 |
| 20 |
31% |
$139.50 |
$310.50 |
$805.50 |
$715.50 |
$1,165.50 |
| 21 |
33% |
$148.50 |
$301.50 |
$796.50 |
$706.50 |
$1,156.50 |
| 22 |
35% |
$157.50 |
$292.50 |
$787.50 |
$697.50 |
$1,147.50 |
| 23 |
37% |
$166.50 |
$283.50 |
$778.50 |
$688.50 |
$1,138.50 |
| 24 |
39% |
$175.50 |
$274.50 |
$769.50 |
$679.50 |
$1,129.50 |
| 25+ |
41% |
$184.50 |
$265.50 |
$760.50 |
$670.50 |
$1,120.50 |
High Deductible PPO/HRA (Health Reimbursement Account)
| Years of Service | % of Subsidy | Dollar Subsidy | Retiree | Retiree +
Spouse | Retiree +
Children | Family |
| 10 |
16% |
$72.00 |
$373.00 |
$863.00 |
$774.00 |
$1,219.00 |
| 11 |
17% |
$76.50 |
$368.50 |
$858.50 |
$769.50 |
$1,214.50 |
| 12 |
18% |
$81.00 |
$364.00 |
$854.00 |
$765.00 |
$1,210.00 |
| 13 |
19% |
$85.50 |
$359.50 |
$849.50 |
$760.50 |
$1,205.50 |
| 14 |
20% |
$90.00 |
$355.00 |
$845.00 |
$756.00 |
$1,201.00 |
| 15 |
21% |
$94.50 |
$350.50 |
$840.50 |
$751.50 |
$1,196.50 |
| 16 |
23% |
$103.50 |
$341.50 |
$831.50 |
$742.50 |
$1,187.50 |
| 17 |
25% |
$112.50 |
$332.50 |
$822.50 |
$733.50 |
$1,178.50 |
| 18 |
27% |
$121.50 |
$323.50 |
$813.50 |
$724.50 |
$1,169.50 |
| 19 |
29% |
$130.50 |
$314.50 |
$804.50 |
$715.50 |
$1,160.50 |
| 20 |
31% |
$139.50 |
$305.50 |
$795.50 |
$706.50 |
$1,151.50 |
| 21 |
33% |
$148.50 |
$296.50 |
$786.50 |
$697.50 |
$1,142.50 |
| 22 |
35% |
$157.50 |
$287.50 |
$777.50 |
$688.50 |
$1,133.50 |
| 23 |
37% |
$166.50 |
$278.50 |
$768.50 |
$679.50 |
$1,124.50 |
| 24 |
39% |
$175.50 |
$269.50 |
$759.50 |
$670.50 |
$1,115.50 |
| 25+ |
41% |
$184.50 |
$260.50 |
$750.50 |
$661.50 |
$1,106.50 |
Dental
| 2012 Coverage |
| Retiree only |
$29.82 |
| Retiree + 1 |
$63.68 |
| Retiree + 2 or more |
$95.82 |